If your car is in the shop after a collision, your policy may cover a rental while it's repaired. MapleWheels handles the coordination with your adjuster and body shop — so you just drive.
When your vehicle is damaged in a covered accident and can't be driven, many Ontario auto policies include loss-of-use coverage. This pays for a temporary rental — usually up to a daily dollar amount and a total limit — while your car is repaired or replaced.
MapleWheels specializes in exactly these rentals. We're familiar with how Ontario claims work, we match you to a comparable vehicle within your limit, and we bill your insurer directly wherever the claim allows.
Five simple steps from the moment you call us to the day you return the car.
Call or fill out our form with your insurer, claim number (if you have it), and where you are in the GTA. No claim number yet? We can still get you started.
We help confirm your loss-of-use limit — the daily rate and maximum your policy permits — so there are no surprises.
We contact your adjuster or broker to arrange approval and set up direct billing where your insurer supports it.
Choose a comparable vehicle class within your limit. We deliver across Toronto and the GTA — to your home, office, or body shop.
Keep the rental for the duration of approved repairs. When your vehicle is fixed, return ours and we settle the paperwork with your insurer. If repairs run long, we coordinate any extension with your adjuster.
Having these handy speeds everything up — but don't worry if you're missing something, we'll guide you.
A full Ontario (or equivalent) licence in good standing for the primary driver.
Your insurance company, claim number, and adjuster contact if you have them.
For the security hold and any charges beyond your coverage (e.g. upgrades or extras).
Where you'd like the car — home, work, or the repair shop anywhere in the GTA.
If your policy includes loss-of-use coverage and we bill your insurer directly, you'll often pay little or nothing for the rental itself. You may be responsible for amounts above your daily/maximum limit, upgrades, fuel, or optional extras. We're upfront about any costs before you sign.
You can still rent from us as a regular customer. If you were not at fault, the other driver's insurer may cover your rental — we can help you understand your options, or you can rent at our standard everyday rates.
In many cases, same day or next morning once your claim details are confirmed. We keep a range of classes ready across the GTA and offer delivery to speed things up.
We match you to a class comparable to your own vehicle, within your policy's daily limit. Want something larger or nicer? You can upgrade and simply cover the difference.
We coordinate extensions with your adjuster so your coverage continues without a gap, as long as your policy limit allows. No need to re-do paperwork each time.
We work with most major Ontario insurers and brokers. If you're not sure whether yours is supported for direct billing, just ask — we'll confirm before you book.
Send us your claim details and we'll handle the rest — adjuster coordination, vehicle match, and GTA delivery.